Find Your Super

You can find out who your super is with by logging into MyGov. When you login to MyGov you will need to link your account to the ATO to be able to see your superannuation details.

The easiest way to consolidate your funds is either:
1) Select a new fund and when you are setting up a new account, you can request the super fund to consolidate all your accounts into that account or,

2) Select from your current funds you have which one you believe is best for you and then contact the fund to have them rollover all your super into that account or,

3) When you login to MyGov there is an auto consolidate feature that allows you to do it yourself.

MyGov will usually tell you the provider and the balance of your super fund, but not your division, investment option or member number. If you need any of this information you can generally find it on your annual super statement, logging into your funds online portal or contacting your fund.

If you have multiple super accounts and decide to consolidate them there are a few things to consider as well as ways to do this.

Before consolidating you super funds you need to understand the impact of cancelling your insurance policies with your other super funds, which will happen automatically upon consolidation.

You most likely will have default levels of life or disability or income protection insurance already whenever an employer setup a fund for you. If you have health issues when you sign up to a new fund, there may be restrictions or you may be refused insurance cover. However, your existing cover may still be valid as it was prior to your health issues. If this scenario mentioned above is applicable to you it may be worth discussing with a financial advisor and many of the funds offer the first piece of advice for free.